Council for Disability Awareness

    The CDA is a non-profit organization committed to informing and educating the American public about the widespread and growing frequency of disability, and the financial impact it can have.

    The Council for Disability Awareness 
    207.774.2634

    www.disabilitycanhappen.org

    www.defendyourincome.org/eiq

    www.disabilitycounter.org

    To calculate your own Personal Disability Quotient, go to: 
    http://www.disabilitycanhappen.org/chances_disability/pdq.asp.

    To learn more about risk factors and ways to help reduce your risk, go to:
    http://www.disabilitycanhappen.org/reducing_chances

    You, disabled? What are your chances?

    Higher than you probably think. You can ignore the problem, but it's hard to ignore the facts:

    • Just over 1 in 4 of today's 20 year-olds will become disabled before they retire.
    • Freak accidents are NOT usually the culprit. Back injuries, cancer, heart disease and other illnesses cause the majority of long-term absences.

    Are you prepared if it happens to you? Probably not. If you're like most Americans, you don't have disability insurance. Or enough emergency savings to last 31.2 months. Yes, thats the duration of the average long-term disability claim.

    If you become disabled, will you be ready? Or will you and your loved ones face serious financial hardship, possibly foreclosure and even bankruptcy? Good news. The Council for Disability Awareness can help you prepare for disability the same way you plan for other emergencies. Here's how.

    Since it began in 2005, the Council for Disability Awareness has engaged in communications, research and education about disability. A large part of our mission is providing helpful resources and information to wage earners, their families, the media, employers and anyone concerned about disability and the devastating impact it can have on the finances and lifestyle of American families.